What are the benefits of refinancing?
There can be many benefits to refinancing, such as getting a lower interest rate, getting a longer repayment term or even consolidating your debts.
Some people may refinance in order to get a lower monthly payment. Others may do it to shorten the length of their mortgage term, or to consolidate high-interest debt into one low monthly payment. Whatever the reason, refinancing can be a great way to save money and get ahead on your mortgage.
Consolidate your high-interest debt
Refinancing your home to consolidate debt can be a great way to save money and get ahead on your mortgage. By combining your high-interest debt into one low monthly payment, you can save money on interest and get out of debt faster.
Lower your monthly payment
Refinancing a mortgage can lower the monthly payment by getting a new loan with a lower interest rate. This can save you money in the long run and make your monthly payments more affordable.
Shorten the mortgage term
Wouldn’t it be great if there was a way to lower your monthly payment and pay off faster? With refinancing, you can save money in the long run by getting an even better interest rate on new loans. This will make those payments go further!
Make Home Improvements
If you’re looking to increase the value of your home, refinancing a mortgage can be a great option. You can use the money from the refinancing to make home improvements, which can add equity to your home and make it more valuable. Some common home improvements that can increase the value of a home include remodeling the kitchen or bathroom
Get the Right Loan for Your Situation
When it comes to finding the right loan, it’s important to consider your individual situation. There are a variety of loan options available, and the ideal one for you will depend on factors such as your income, your debts, and your financial goals. By taking the time to understand your needs, you can make sure you choose the loan that’s right for you. We do this in three steps:
It all starts with an initial 30-60 conversation during which time I learn how I can best help you. Assuming your goals are attainable, you’ll be given an invitation to answer a brief questionnaire that will provide me with information that empowers me to find the ideal loan for your situation.
I review the loan options that would be best suited based upon the information you provided during the previous step. This is a critical step as this is where we decide which loan program will be used to secure your home purchase.
Once you decide to move forward with a loan program of your choosing, I work diligently and efficiently with all interested parties to insure a smooth transaction. To this extent, I, along with my processor and lender, make sure all conditions are met such that you’re able to obtain a loan.
See what they’re saying.
As a mortgage consultant, I have had the pleasure of working with many clients over the years. Some of the most memorable feedback I have received has been from past clients. Here are a few testimonials that I am proud to share:
This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; NMLS# 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of California.
C2 Financial Corporation is approved to originate VA and FHA loans, and has the ability to broker such loans to VA and FHA approved lenders. C2 Financial Corporation is not acting on behalf of or at the direction of HUD/FHA or the VA.
Chris Hudson Walnut Creek Mortgage Broker
C2 Financial Corp
2950 Buskirk Avenue
Walnut Creek, CA 94597
DRE: 01408176 NMLS: 323279